Terms and Conditions

1. A non-refundable registration fee of ₦3,500 is required.
2. Weekly contributions must be made to your virtual account before 11:59 PM every Friday to remain active.
3. Late payments beyond 11:59 PM on a Friday will attract a 100% penalty.
4. To qualify for an empowerment of ₦100,000 along with food items/incentives, each member must introduce at least one person under their account who must remain in the system for a minimum of five months.
5. Accounts under the fast-track program must register five referrals within 20 days of activation, or they will lose their fast-track status.
6. Downlines under a fast-tracked account must remain in the system for at least six months, while the five referrals must be active for at least three months before the account qualifies for empowerment.
7. Uploading false payment proof will result in account cancellation.
8. An account must contribute ₦60,000 before it can be empowered.
9. All members must purchase a company-branded T-shirt to be eligible for food empowerment.
10. Account termination requires a ₦5,000 termination fee.
11. Empowerment withdrawals will be processed within four (4) business days from the date of the request.
12. Ownership transfer of an account requires a ₦5,000 payment before details can be updated.
13. Once an account is transferred, the new owner will not inherit the old owner’s downline.
14. Members should provide a trusted next of kin to claim their contribution refund in the unfortunate event of death.
15. A deceased member is not eligible for a 50% benefit if they pass away before completing 30 weeks of contributions.
16. Contribution-based empowerment is only available after 30 weeks of consistent participation.
17. After registration, members have 48 hours to make their first contribution payment. Failure to do so will result in deactivation, and reactivation will require a new registration fee.
18. Members are responsible for ensuring accurate information during registration. The organization will not be liable for any mistakes made in the process.
19. Any unconfirmed payment made in the name of the organization will require further verification, including submission of the depositor’s bank statement and other requested details.
20. Manually uploaded transactions will take 24 to 48 hours for confirmation.
21. Accounts with over four weeks of missed contributions may be suspended. If this happens, the upline may lose their downline, potentially affecting their eligibility for empowerment.
22. A ₦2,000 clearance fee must be paid before withdrawal can be processed.
23. Members who do not have an active downline within eight (8) weeks of registration will not be eligible for incentives.

NOTE: Your five (5) referred persons must be nothing less than 12 weeks on the platform before your 16  weeks maturity.